The handicap represents a way for equalizing the odds when sides aren't matched in skill. Essentially, it's a estimate of the likely score difference. For example, if the point spread is Dallas team -7.5 points against Philadelphia team, it suggests Dallas is anticipated to win by more 7.5 points

Need to pinpoint your nearest bank office? It’s easier than ever ! Most banks offer a helpful “find us ” tool on their online presence . Just enter your zip code and region , or permit the site to access your current location , and you’ll be presented with a directory of surrounding bank branches